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White Paper · 2026 · For Insurance Executives

Construction claims are getting harder to predict, more expensive to resolve, and more dangerous to underestimate.

Download the definitive white paper on emerging construction claims risk and the predictive intelligence tools redefining how leading organizations manage it.

32 pagesQ1 2026 research5 data visualizations

Research read by leaders at

AECOMZURICHMARSHTRAVELERSAON
Inside the White Paper

Five questions every construction claims leader needs to answer in 2026.

01

The data behind rising claims severity and social inflation.

How frequency, severity, and verdict size have decoupled from underlying loss patterns.

02

Why traditional reserve-setting and litigation management are systematically underperforming.

The structural reasons legacy approaches fail in the current environment.

03

How AI-powered predictive analytics is changing the economics of construction claims.

The mechanics of decision intelligence at FNOL.

04

What modern claims organizations need to build and deploy predictive capability.

The operational, data, and governance requirements.

05

Illustrative scenarios showing the financial impact of early intervention.

Quantified examples of the cost differential between predicted-and-acted-on vs. business-as-usual claims.

Why This Matters Now

The numbers driving the next decade of construction claims.

U.S. commercial liability losses hit $143 billion in 2023, more than total insured losses from all natural catastrophes combined that year.

From the white paper

135 nuclear verdicts were recorded in 2024, a 52% increase over 2023. Their aggregate value: $31.3 billion. The ceiling is still rising.

From the white paper

Every construction claim has a window during which intervention changes the outcome. The organizations that survive the next decade will be those that can identify that window before it closes.

From the white paper

About the Research

Built on operational data, not vendor talking points.

The white paper draws on Canotera's predictive analytics work with insurance carriers, MGAs, and construction defense practices, combined with publicly available data from Swiss Re, the Insurance Information Institute, and BLS workforce projections and verdict trackers including Insurance Journal and the U.S. Chamber Institute for Legal Reform.

Referenced in the paper
  • Swiss Re sigma loss data
  • Insurance Journal nuclear verdict tracker
  • BLS adjuster workforce projections
  • Canotera platform case data
  • Real-world construction claim scenarios
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Frequently Asked

Questions about the paper.

Senior insurance executives, claims and underwriting leaders at carriers, MGAs and reinsurers, and risk leaders at large general contractors. The material assumes familiarity with construction lines, reserve development, and the structural drivers of severity.

Free. You'll receive the PDF, occasional research updates from Canotera, and nothing else. No sales sequence is triggered by the download. Unsubscribe at any time.

Loss data and verdict figures are current through Q4 2024. Workforce and inflation projections use the most recent available BLS and Swiss Re sigma releases. The paper was written and reviewed in Q1 2026.

Yes. The paper is intended for internal circulation within your organization. Republication or external distribution requires written permission.